A comprehensive, confidential evaluation of where your family wealth may be quietly eroding each year, across the seven dimensions where most leakage hides.
Families at the $5 million to $30 million tier are quietly losing capital every year to inefficiencies they cannot see. The cost compounds into meaningful capital over a decade and generational wealth over a lifetime.
This assessment quantifies that picture for your family in approximately seven minutes.
No identifying information is needed. These inputs anchor the calculation and adjust the analysis to your circumstances.
Liquid and investable wealth, excluding primary residence and operating business equity.
Combined gross income before taxes from all sources.
This adjusts the analysis to the leakage patterns most common to your situation.
Count separate professionals or firms: attorney, CPA, wealth advisor, insurance agent, banker, etc.
The phase of family life affects which types of leakage compound most.
Tax leakage at this tier is rarely from outright errors. It comes from missed opportunities, poor timing, and reactive planning. These questions surface where the gaps live.
A 0.5% fee differential on a $10M portfolio is $50,000 per year, but the larger leakage often hides in fund placement, tax inefficiency, and missed private market access.
Estate leakage is often invisible until the estate event happens. By then, the cost is quantified in millions to the next generation rather than thousands per year.
Most families pay retail rates for credit, hold excess cash in low yield accounts, and structure lending suboptimally. The leakage here is real but rarely surfaced.
Insurance is the area where families simultaneously pay too much for the wrong coverage and remain dangerously under-protected against the risks that actually matter.
Coordination leakage is the cost of advisors who do not speak to each other. It is the meta-leakage that compounds across every other category, and it is rarely visible until someone maps the full picture.
Legacy leakage rarely shows up on a statement. It shows up in the next generation's ability to receive, manage, and continue what the current generation built. This is the hardest leakage to measure and often the most expensive.
Estimated annual leakage
A Financial Architecture Review delivers a documented map of where your family is losing capital and what an integrated multifamily office approach would recover. The conversation begins with a private briefing.
Request a Private BriefingThis assessment provides an illustrative estimate based on common patterns observed across families at this asset tier. It is not personalized financial, tax, legal, or investment advice and should not be relied upon as such. The ten year projection assumes constant annual leakage and does not account for market returns, inflation, or changes in circumstances. Actual leakage varies by individual situation and is best quantified through a comprehensive Financial Architecture Review. Noblehouse Family Office is a registered investment advisor.