Families with $5 million to $30 million in investable assets typically lose between $50,000 and $400,000 each year to inefficiencies they cannot see. None of it shows up on a statement. All of it shows up in the wealth that should have transferred to the next generation.
Leakage hides in tax planning that was never done, estate structures that were never built, retirement strategies that were never optimized, investment fees that no one questioned, and banking relationships that were never priced correctly. Each professional in a family's life is competent within their lane. The family still pays the cost of the gaps between them.
The first step is to make leakage visible. The Financial Architecture Review produces a quantified map of where a family is losing capital across tax, investment, estate, insurance, banking, and coordination, and what an integrated approach would recover.